Description

Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams - People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more - provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.

The Role

The SFS Treasurer will lead the Bank's treasury function and play a critical, hands-on role in ensuring strong liquidity, funding, capital, and balance sheet risk management as the Bank scales. This role is ideal for a working treasury leader who builds and scales solutions by directly driving analysis and execution, developing a high-performing team, and partnering across the business to solve complex problems in a fast-moving fintech environment.

This position partners closely with executive leadership, governance committees, and cross-functional teams, and leads by example in a high-growth, collaborative, and solutions-oriented culture .

You Will

• Lead the Treasury function for the Bank, ensuring compliance with regulatory expectations while remaining business-focused, and execution-oriented.
• Act as a hands-on contributor- involved in liquidity analysis, funding strategy development, ALM analytics, and balance sheet optimization.
• Oversee and actively participate in daily liquidity management, cash positioning, funding execution, and investment portfolio activities in accordance with Board-approved policies.
• Maintain and evolve Asset-Liability Management (ALM) frameworks, including interest rate risk, liquidity risk, capital planning, and stress testing, with a focus on practical decision-making.
• Partner with Finance, Risk, and Strategy teams to support enterprise stress testing and inform Board-approved liquidity and capital limits.
• Present clear, actionable treasury analytics, risk insights, and funding recommendations to senior management and governance committees (ALCO).
• Explore multiple solution paths with business partners, evaluate trade-offs, and help determine the best course of action for the Bank.
• Collaborate cross-functionally with Accounting, Risk, Compliance, Tax, Legal, Technology, Payments, and Product teams to support growth initiatives, new products, and operational improvements.
• Manage external relationships with banks, custodians, payment providers, and other financial counterparties, acting as a trusted and credible partner.
• Support regulatory exams and audits through strong preparation, clear documentation, and thoughtful engagement with regulators and auditors.
• Maintain and enhance treasury policies, procedures, and controls to support FDICIA compliance while enabling efficient operations.
• Build, mentor, and develop the treasury team by setting clear priorities, coaching through complex work, and fostering a culture of accountability, ownership, and continuous improvement.
• Identify opportunities to improve treasury processes through automation, better data, new tools, and creative use of technology.
• Optimize flow-of-funds frameworks across affiliates and products to support liquidity efficiency and balance sheet strategy.
• Assess treasury implications of emerging technologies and payment models (e.g., real-time payments, stablecoins, digital assets, blockchain-enabled settlement), as permitted and appropriate.
• Design scalable deposit and liability strategies that support rapid growth, evolving business models, and new product launches.

You Have

• 15+ years of progressive experience in treasury, finance, or banking, with demonstrated leadership responsibility; experience within an FDIC-insured institution strongly preferred.
• Bachelor's degree in Finance, Accounting, Economics, or a related field; MBA, CFA, or CPA strongly preferred.
• Deep, practical experience across core treasury disciplines, including liquidity management, ALM, funding, investments, and regulatory reporting.
• Proven experience supporting and presenting to governance committees such as ALCO, or similar forums.
• Demonstrated ability to prioritize work, meet deadlines, and manage multiple initiatives simultaneously in a fast-paced environment.
• Strong team mentality with a track record of working effectively across functions and leading through influence.
• A creative, solutions-oriented mindset-comfortable thinking beyond traditional approaches to meet business needs while maintaining strong risk discipline.
• Experience mentoring and developing team members through hands-on leadership and knowledge sharing.
• Excellent communication skills, with the ability to translate complex financial and risk concepts for executives, regulators, and non-treasury partners.
• Experience or strong interest in fintech innovation, including real-time payments, digital assets, stablecoins, or the application of advanced analytics and AI in treasury or risk management, preferred.

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We also consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .

Block will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and "fair chance" ordinances.

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.

Zone A:

$198,000 - $297,000 USD

Zone B:

$198,000 - $297,000 USD

Zone C:

$198,000 - $297,000 USD

Zone D:

$198,000 - $297,000 USD

Use of AI in Our Hiring Process

We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.

Contact us here with hiring practice or data usage questions.

Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering. Check out our other benefits at Block.

Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we're helping build a financial system that is open to everyone.