Description

Duties: Drive analytical projects to identify opportunities for mitigating risks that contribute to delinquencies and credit losses. Integrate insights from various data sources for internal card portfolio reporting, cross-line of business analytics, and third-party data. Communicate reporting and analytics findings to executive leadership and regulators. Support the team's reporting processes with original analysis and data validation. Identify emerging credit risks to the credit card portfolio that are not fully mitigated by scoring models and strategy rules through dataset manipulation and analysis. Build new credit performance monitoring to enhance existing executive management and regulatory reports. Analyze patterns in cross line of business and bureau tradeline data to provide insights on the credit universe and contextualize the credit card portfolio's performance. Improve data controls in the team's analytical functions through automation requiring minimal manual intervention.

QUALIFICATIONS:

Minimum education and experience required: Bachelor's degree in Business Intelligence & Analytics, Risk Management, Financial Management, Data Science, or related field of study plus 5 years of experience in the job offered or as Strategic Analytics, Card Risk Reporting & Analytics, Data Analyst, or related occupation.

Skills Required: This position requires experience with the following: Analyzing the impact of UAT testing procedures on sources used in business performance reporting; Writing SQL queries using profile data attributes to produce insights into customer characteristics; Managing data processes for producing internal reports containing key performance indicators (KPIs); Evaluating performance data and making strategic recommendations ensuring compliance with KPIs; Identifying statistical patterns associated with trends for variables used as KPIs; Performing data analysis using SQL to extract, clean, transform, and load data; Applying sampling techniques including Stratified sampling, Simple random sampling and Systematic sampling on datasets with a population of at least 40,000 rows in a dataset; Assembling data analytical input including charts, tables, graphs and other analysis, using Excel functionalities including VLOOKUPS, Pivot Tables, IF statements, Conditional Formatting, Find & Replace, and Text to Columns; Reviewing and communicating adjustments to requirements, specifications, business processes and prioritization.

Job Location: 201 N Walnut St, Wilmington, DE 19801.

Full-Time.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.