Description

• Develop and enhance monitoring infrastructure for Corporate Banking exposure which will feed into the Corporate and Institutional Banking Risk Forum and Branch Risk Committee including commercial real estate metrics
• Provide input to business team on viability of credit proposals and challenge where appropriate
• Attending client meetings, analyst meetings and banker presentations in support of the relationship manager
• Ensure quality of submissions of credit applications
• Input of financials into applicable systems (currently Moody's)
• Write-up of credit reviews on a fully autonomous basis
• Write-up of new credit applications in corporation with the relevant relationship manager
• Providing call reports where applicable in line with the requirements as established by the Head of Corporate and Institutional Banking
• Provide feedback and present to all relevant parties who are involved in the credit process including: legal department, external solicitors (if required) &agency roles (if applicable)
• Assist Senior Manager - Credit on monitoring credit quality of underlying credit portfolio and report on periodic basis through relevant platforms
• Maintain the physical and electronic archive for credit applications
• Ensure adherence of the wider team to relevant data quality requirements
• Providing support as and when required by Head of Corporate and Institutional Banking

• University degree in relevant subject; or qualification such as ACT, MRICS or CFA
• Full understanding of banking CRE models
• Experience in work out situations and legal aspects of real estate lending.
• Experience with relevant systems such as Bloomberg/Ratings direct and Moody's Risk Analyst/KMV
• An able team player
• Excellent interpersonal and verbal skills
• Ability to work on own initiative and ability to prioritise work
• Accurate organized individual, flexible and happy to undertake any task in support of the team members and thus the client